Menu Login

As a bank that goes out of our way to be of service, we offer the best in convenience banking – from debit cards to telephone and internet banking. Talk with us about your unique needs. We want your banking experience to be enjoyable and hassle-free.

Dormant Accounts

Checking accounts become dormant if the customer makes no transactions for an entire year. A $3.00 dormant fee is charged per month on all dormant accounts.

Savings accounts become dormant if the customer makes no transactions for an entire year. A $6.00 dormant fee will be charged if the account is dormant at statement cycle. 

Safe Deposit Boxes

Size Annual Fee
3 x 5 $35.00
5 x 5 $40.00
3 x 10 $45.00
5 x 10 $50.00
6 x 10 $58.00
10 x 10 $88.00

Vault drilling and lost key charge are subject to all locksmith charges.

Safe Deposit Boxes are not insured by FDIC.

American Advantage 24-Hour Telephone Banking

For checking, savings, certificate of deposits and loan account information, dial (337) 942-2258.

Miscellaneous Services

 All accounts are subject to the following miscellaneous charges and fees when applicable:

Service Fee
Levies, Garnishments $25.00
Certified Checks $10.00
Cashier's Checks Customer $5.00
Wire Transfer
   Outgoing Domestic
   Outgoing International

Stop Payments $25.00
Overdraft Fee (per item) $25.00
Insufficient Funds Fee (per presentment) $25.00
Account Reconciliation or Research $15.00 Per Hr.
(Minimum Charge of $15.00)
Chargeback Items $2.00 per item
Night Depository Bag 1st One Free
    Additional Bags $18.00 Each
Copies 50¢ Per Copy
Items Sent for Collection Customer $10.00
Cutoff Statement $5.00
Check Printing (Fee Depends On Style of Checks Ordered.)
Statement Copies $2.00 Per Copy
ATM/Debit Card $1.00 Monthly Fee
$5.00 Replacement Fee
$25.00 Expedited Fee per Card / per PIN
Non-Network ATM Transaction Fee $1.25**
FAX Machine

$3.00 Plus $1.00 Per Minute If In U.S.
$3.00 Plus $3.00 Per Minute If Out of the U.S.

** ATM Fees - when you use an ATM not owned by us, you may be charged a fee by the ATM operator and/or any network used. You may also be charged a fee for a balance inquiry even if you do not complete a fund transfer.
Fees may be charged for services not listed.