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Savings Accounts

Minimum deposit of $100.00 required to open account.
Accounts exceeding three withdrawals per quarter will be charged $1.25 per withdrawal thereafter. Minimum withdrawals of $25.00. Closing fee of $10.00, if closed within one year of opening
Accounts with balances of less than $100.00 at any time during the quarter will be charges a $6.00 basic fee.
Statements are cycled quarterly
Interest is compounded and calculated quarterly. If daily collected balance falls below $100.00, no interest will accrue.

(Interest rates are subject to change daily at the discretion of management.)

Christmas Club Accounts

We offer automatic transfers from you checking account to a Christmas Club Account.  Transfers are available weekly, bi-weekly, semi-monthly, and monthly.
Minimum deposit or transfer of $5.00 required to open account.
Partial withdrawals are not allowed.  A $3.00 fee is charged for early withdrawals.

Money Market Accounts

Minimum deposit of $2,500.00 to open account.
If daily collected balance falls below $2,500.00, no interest will accrue.
You are permitted to make six withdrawals or transfers to another account or to third parties by check, draft, debit card, preauthorized, automatic, or telephone, including fax or with the internet banking service or similar order to third parties per statement cycle. A fee of $10.00 will be charged for each debit item over six.