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Rates are accurate as of 05/13/2020**

Product Min Dep to Open Account Min Bal to Obtain APY Interest Rate APY***
NOW $1000.00 $500.00 0.35% 0.35%
Ameri-Club Interest $500.00 $500.00 0.35% 0.35%
Money Market $2500.00 $2500.00 0.45% 0.45%
Savings $100.00 $1000.00 0.40% 0.40%
    $100.00 0.30% 0.30%
Christmas Club                          $5.00 $5.00 0.35% 0.35%
30 Day CD $1000.00 $1000.00 0.05% 0.05%
90 Day CD $1000.00 $1000.00 0.15% 0.15%
6 Month CD $1000.00 $1000.00 0.40% 0.40%
6 Month CD (monthly check) $1000.00 $1000.00 0.40% 0.40% 
12 Month CD (monthly check or transfer to account)          $1000.00 $1000.00 0.65% 0.65%
12 Month CD (quarterly check) $1000.00 $1000.00 0.65% 0.65%
12 Month CD (quarterly add on) $1000.00 $1000.00 0.65% 0.65%
24 Month CD (monthly check or   transfer to account)          $1000.00 $1000.00 0.80% 0.80%
24 Month CD (quarterly check) $1000.00 $1000.00 0.80% 0.80%
24 Month CD  (quarterly add on) $1000.00 $1000.00 0.80% 0.80%
36 Month CD (monthly check or  transfer to account)          $1000.00 $1000.00 1.00% 1.00%
36 Month CD (quarterly check) $1000.00 $1000.00 1.00% 1.00%
36 Month CD (quarterly add on) $1000.00 $1000.00 1.00% 1.00%
6 Month IRA $250.00 $250.00 0.40% 0.40%
12 Month IRA (quarterly add on) $250.00 $250.00 0.65% 0.65%
24 Month IRA (quarterly add on) $250.00 $250.00 0.80% 0.80%
36 Month IRA (quarterly add on) $250.00 $250.00 1.00% 1.00%

**Rates are subject to change at any time.
***APY = Annual Percentage Yield