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Rates are accurate as of 01/03/2023**

Product Min Dep to Open Account Min Bal to Obtain APY Interest Rate APY***
NOW $1000.00 $500.00 0.10% 0.10%
Ameri-Club Interest $500.00 $500.00 0.10% 0.10%
Money Market $2500.00 $2500.00 0.25% 0.25%
Savings $100.00 $1000.00 0.15% 0.15%
    $100.00 0.05% 0.05%
Christmas Club                          $5.00 $5.00 0.10% 0.10%
30 Day CD $1000.00 $1000.00 0.20% 0.20%
90 Day CD $1000.00 $1000.00 0.55% 0.55%
6 Month CD $1000.00 $1000.00 1.05% 1.06%
6 Month CD (monthly check) $1000.00 $1000.00 1.05% 1.06% 
12 Month CD (monthly check or transfer to account)          $1000.00 $1000.00 1.25% 1.26%
12 Month CD (quarterly check) $1000.00 $1000.00 1.25% 1.26%
12 Month CD (quarterly add on) $1000.00 $1000.00 1.25% 1.26%
24 Month CD (monthly check or   transfer to account)          $1000.00 $1000.00 1.45% 1.46%
24 Month CD (quarterly check) $1000.00 $1000.00 1.45% 1.46%
24 Month CD  (quarterly add on) $1000.00 $1000.00 1.45% 1.46%
36 Month CD (monthly check or  transfer to account)          $1000.00 $1000.00 1.75% 1.76%
36 Month CD (quarterly check) $1000.00 $1000.00 1.75% 1.76%
36 Month CD (quarterly add on) $1000.00 $1000.00 1.75% 1.76%
6 Month IRA $250.00 $250.00 1.05% 1.05%
12 Month IRA (quarterly add on) $250.00 $250.00 1.25% 1.26%
24 Month IRA (quarterly add on) $250.00 $250.00 1.45% 1.46%
36 Month IRA (quarterly add on) $250.00 $250.00 1.75% 1.76%

**Rates are subject to change at any time.
***APY = Annual Percentage Yield

DAILY BALANCE (the amount of collected principal in the account each day).  See account disclosures for additional account details.