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Rates are accurate as of 05/13/2020**

Product Min Dep to Open Account Min Bal to Obtain APY Interest Rate APY***
NOW $1000.00 $500.00 0.25% 0.25%
Ameri-Club Interest $500.00 $500.00 0.25% 0.25%
Money Market $2500.00 $2500.00 0.35% 0.35%
Savings $100.00 $1000.00 0.30% 0.30%
    $100.00 0.20% 0.20%
Christmas Club                          $5.00 $5.00 0.25% 0.25%
30 Day CD $1000.00 $1000.00 0.05% 0.05%
90 Day CD $1000.00 $1000.00 0.10% 0.10%
6 Month CD $1000.00 $1000.00 0.35% 0.35%
6 Month CD (monthly check) $1000.00 $1000.00 0.35% 0.35% 
12 Month CD (monthly check or transfer to account)          $1000.00 $1000.00 0.55% 0.55%
12 Month CD (quarterly check) $1000.00 $1000.00 0.55% 0.55%
12 Month CD (quarterly add on) $1000.00 $1000.00 0.55% 0.55%
24 Month CD (monthly check or   transfer to account)          $1000.00 $1000.00 0.70% 0.70%
24 Month CD (quarterly check) $1000.00 $1000.00 0.70% 0.70%
24 Month CD  (quarterly add on) $1000.00 $1000.00 0.70% 0.70%
36 Month CD (monthly check or  transfer to account)          $1000.00 $1000.00 0.90% 0.90%
36 Month CD (quarterly check) $1000.00 $1000.00 0.90% 0.90%
36 Month CD (quarterly add on) $1000.00 $1000.00 0.90% 0.90%
6 Month IRA $250.00 $250.00 0.35% 0.35%
12 Month IRA (quarterly add on) $250.00 $250.00 0.55% 0.55%
24 Month IRA (quarterly add on) $250.00 $250.00 0.70% 0.70%
36 Month IRA (quarterly add on) $250.00 $250.00 0.90% 0.90%

**Rates are subject to change at any time.
***APY = Annual Percentage Yield