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Rates are accurate as of 12/21/2018**

Product Min Dep to Open Account Min Bal to Obtain APY Interest Rate APY***
NOW $1000.00 $500.00 0.50% 0.50%
Ameri-Club Interest $500.00 $500.00 0.50% 0.50%
Money Market $2500.00 $2500.00 0.60% 0.60%
Savings $100.00 $1000.00 0.50% 0.50%
    $100.00 0.40% 0.40%
Christmas Club                          $5.00 $5.00 0.45% 0.45%
30 Day CD $1000.00 $1000.00 0.35% 0.35%
90 Day CD $1000.00 $1000.00 0.50% 0.50%
6 Month CD $1000.00 $1000.00 0.75% 0.75%
6 Month CD (monthly check) $1000.00 $1000.00 0.75% 0.75% 
12 Month CD (monthly check or transfer to account)          $1000.00 $1000.00 1.15% 1.15%
12 Month CD (quarterly check) $1000.00 $1000.00 1.15% 1.15%
12 Month CD (quarterly add on) $1000.00 $1000.00 1.15% 1.15%
24 Month CD (monthly check or   transfer to account)          $1000.00 $1000.00 1.35% 1.35%
24 Month CD (quarterly check) $1000.00 $1000.00 1.35% 1.35%
24 Month CD  (quarterly add on) $1000.00 $1000.00 1.35% 1.36%
36 Month CD (monthly check or  transfer to account)          $1000.00 $1000.00 1.55% 1.55%
36 Month CD (quarterly check) $1000.00 $1000.00 1.55% 1.55%
36 Month CD (quarterly add on) $1000.00 $1000.00 1.55% 1.56%
6 Month IRA $250.00 $250.00 0.75% 0.75%
12 Month IRA (quarterly add on) $250.00 $250.00 1.15% 1.15%
24 Month IRA (quarterly add on) $250.00 $250.00 1.35% 1.36%
36 Month IRA (quarterly add on) $250.00 $250.00 1.55% 1.56%

**Rates are subject to change at any time.
***APY = Annual Percentage Yield